After taking a 5 year hiatus dealing with personal issues, I have returned to trading. I am totally transparent with my trading here.I am primarily an options trader. I find the gains can be greater using leverage, but also the losses can be greater if you don't pay attention. I started with 84k in my account and keep 80% invested in index funds that pay 7-11% interest that reinvest (compounding). I keep the other 20% in cash to trade options. I have learned to use strict money management and try to cut my losses timely. I am comfortable with trading only a few stocks I know and branching out on other ideas. I will take time off to reassess any loss. I stay very disciplined. I have learned I suck at timing Dow Jones options as they move too fast and this is where I have lost the most money. I will scalp some quick day trades on stocks that have quick run-ups on bogus news or go long into heavy volume on legit news. These are typically a sure thing.