Multiple accounts seem to be working for staying within the PDT rule guidelines of max 3 trades per 5 business days per account. With 3 accounts that allows me up to 9 trades per week. Considering newness to trading and a personal schedule not yet devoted mainly to trading, living within the PDT rule is not too restricting. I have not yet been able to find / execute 9 trades in a week. Ultimately, it will be nice to streamline all activity in one account - once I reach the $25k level I can consolidate - but for now PDT rule is fine.