@Chicago777 Hi Chicago, I don't want to bore you with any details. But basically, I thought I was well prepared from investment stock trading and a bit of paper money play... wow am I wrong!! In my short time here I keep seeing your links and have clicked on them from time to time, but with being new to everything Tim has to offer - I'm extremely overwhelmed! Additionally, I learn better through talking about and practicing concepts, so it is difficult to retain material when it's scattered all over the place without much-defined order. By any chance do you have a simple list of good places to start, or anything else you can share? (Note I only have the $75 chat and limited site access at this time, I think next month I will upgrade depending on how things work) Thanks! I really appreciate whatever assistance you can provide.